Karen Lienert: Welcome to the Melville Group!

Karen Lienert: Decades of Experience, Deep Market Knowledge

With over 30 years in real estate, Karen Lienert combines professionalism, integrity, and a genuine passion for helping others. As a Sacramento native, her understanding of the local market is unmatched, having lived and worked in Folsom and El Dorado Hills for many years.

A Strong Foundation in Real Estate

Karen’s real estate career began in 1993 after earning her Bachelor’s degree in Business Administration with a concentration in Finance. Her diverse background—ranging from property appraisals to lease negotiations and land use projects—gives her clients a strategic advantage, ensuring expert guidance through every step of buying or selling a home.

A Relationship-Driven Approach

Karen’s success is built on trust, dedication, and relationships. She takes the time to deeply understand her clients’ needs, guiding them with care through one of life’s most important financial decisions.

A Heart for Community

Beyond real estate, Karen is passionate about giving back. She has volunteered with CASA of El Dorado County, supported 100 Women Who Care, and participated in the National Charity League alongside her daughters, demonstrating her commitment to making a difference in the lives of others.

Life Beyond Real Estate

When she’s not working with clients, Karen enjoys spending time with her family of six, traveling, and taking in the beauty of Lake Tahoe with boating and water sports.

As a dedicated professional and a valued new member of The Melville Group, Karen brings expertise, heart, and an unwavering commitment to every client she serves.

Karen Lienert CA DRE #1522444
916-834-0834
karen.lienert@gmail.com.

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New Construction: You Need a Realtor!

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Are You Considering a Visit to New Home Construction? Read this First!

Many buyers assume purchasing a new construction home from a builder of a new home community is a straightforward process—after all, there’s no previous owner to negotiate with, right?

Wrong. Like any real estate transaction, buying new construction requires skillful negotiation, a keen understanding of contracts, and access to critical market data. That’s where a seasoned Realtor like Margaret Melville can make all the difference, saving you money, time, and unnecessary frustration.

1. Negotiating Price & Incentives in New Construction

Builders often market their homes as “set price,” but that doesn’t mean there’s no room to negotiate. An experienced Realtor can help you secure a better price, negotiate for upgrades, and even get solar costs included—a perk that may save you thousands in the long run.

2. Understanding the Fine Print

New construction contracts are often lengthy and filled with clauses that favor the builder. Some contracts now include an option for the builder to repurchase the home if you try to sell within the first year. Margaret knows what to look for and ensures you’re protected before signing on the dotted line.

3. Analyzing Sales Data for Smarter Comparisons

Builders may not readily share how they price their homes, but a Realtor with access to tax records can analyze previous sales, upgrade costs, and lot premiums to determine if you’re getting a fair deal. Margaret helps you compare apples to apples so you can make an informed decision.

4. The Best Part? The Builder Pays for Your Agent

In most cases, builders cover the Buyer’s agent commission, meaning you get expert representation at no additional cost. Skipping an agent doesn’t save you money—it only leaves you vulnerable to the builder’s terms.

What We Have Learned

Buying new construction is exciting, but it’s also a significant investment. With Margaret Melville by your side, you can confidently navigate the process, maximize your savings, and avoid costly pitfalls. Ready to explore new homes? Let’s talk!

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894 Bullion Ln: This Home Has It All!

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Looking for a home that checks all the boxes? 894 Bullion Ln, a former model home, has everything you need—3 bedrooms, 3 baths, a loft, solar, newer HVAC, and fresh carpet—all in a prime location near top-rated schools, parks, shopping, and dining.

A Floor Plan That Just Makes Sense

Feel at home! The open-concept layout makes everyday living and entertaining a breeze. The chef’s kitchen is a dream, with newer appliances, a spacious island, and plenty of counter space. And because it flows right into the dining and living areas, you’ll never miss a moment with family or friends.

A Rare Main-Level Bedroom & Bath

Need space for guests or extended family? A home office? A playroom? This home has a main-level bedroom and full bath, offering flexibility that’s hard to find.

Upstairs Retreat: Primary Suite & Loft

Head upstairs, and you’ll find a spacious primary suite designed for relaxation, complete with a spa-like bath featuring dual sinks, a soaking tub, and a separate shower. The loft adds extra space—use it as a media room, home office, or whatever suits your lifestyle! Plus, the secondary bedrooms are bright, and inviting.

Outdoor Fun & A Great Community

Want low-maintenance outdoor space? 894 Bullion Ln features a private patio perfect for morning coffee, evening wine, or weekend BBQs. Plus, you’re just steps away from walking trails, Willow Reservoir Park, playgrounds, picnic spots, and even fishing!

Ready to Move?

This home is move-in ready and waiting for you! With stylish upgrades, thoughtful design, and an unbeatable location, it’s one you don’t want to miss.

Let’s go see it—schedule a tour today!

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Buyer Representation Agreements

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What You Need to Know About Buyer Representation Agreements

New requirements by the National Association of Realtors includes the need for Buyer Representation Agreements, signed by both the buyers and their agent.

Buying a home is one of life’s most exciting—and significant—journeys. With so many steps involved, having an experienced real estate professional by your side can make all the difference. Here’s what you need to know:

Exclusive Representation

A signed Buyer Representation Agreement is required before an agent can show potential buyers a home. The length of the agreement can vary as desired by the buyer.

It’s important to understand that when you sign a Buyer Representation Agreement, you gain a dedicated partner in your home-buying journey. Together, you can fully focus on your unique goals, with every step tailored to your needs.

Services We Provide

As your trusted advisors, The Melville Group is here to guide our buyers every step of the way with:

Customized Property Searches: We find homes that align with your criteria and preferences.
Local Market Expertise: Get insights specific to Sacramento-area neighborhoods to help you make informed decisions. We are neighborhood experts and we can’t wait to share our knowledge with you.
Scheduling and Home Tours: We’ll handle the logistics, making your search as convenient as possible.
Skilled Negotiation: Count on us to secure the best terms for your dream home.
Support Through Closing: We’ll be there to ensure all details are handled professionally.

Clear Compensation

The agreement also outlines how your agent is compensated. In many cases, our services may be covered at least partially by the seller through a commission included in the home’s sale price. However, buyer-agent compensation is sometimes a point of negotiation in the contract, and we’ll be transparent about every detail to avoid surprises.

Good to Know

Transparency Is Key: Clear communication about terms, fees, and expectations is our promise to you.
Mandatory Agreements: Remember, a signed agreement is now required before starting your home search.

Let’s Make It Easy

At The Melville Group, our goal is to make your home-buying experience as seamless and enjoyable as possible. If you have any questions about Buyer Representation Agreements—or if you’re ready to take the first step toward your dream home—don’t hesitate to reach out to Margaret Melville and our team today!

Your dream home in the Sacramento area is closer than you think, and we’re here to help you every step of the way.

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Declutter to Destress: How to Turn Chaos into Calm

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Declutter to Destress: How to Turn Chaos into Calm

The New Year is the perfect time to turn your home into a haven. Clutter not only takes up physical space but can also add to your mental load, leaving you feeling drained and disorganized. Follow these steps to declutter and reclaim your serenity and start 2025 with a clean slate.

Visualize the End Goal

Before diving in, take a moment to envision your ideal space. What does a clutter-free kitchen feel like? How does an organized bedroom make you feel? Keeping this vision in mind will help you stay motivated during the process.

Tackle One Zone at a Time

Rather than trying to declutter the entire house in one day, focus on a single zone—your desk, a closet, or even just your nightstand. Breaking the task into smaller sections prevents burnout and makes it easier to celebrate progress along the way.

Let Go of “Someday” Items

Many of us hold onto things for “someday.” Whether it’s a pair of jeans you’re hoping to fit into or a gadget you might use, these items create unnecessary clutter. Donate or recycle them to free up space for what truly matters in your life now.

The Takeaway

Decluttering isn’t about perfection—it’s about creating a home that supports your peace of mind. Start small, stay consistent, and enjoy the calm that comes with a tidier space.

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Dream Home: 2025 May Be Your Year!

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The Year of Your Dream Home: Why 2025 is the Perfect Time to Make Your Move

The start of a new year is the ultimate opportunity to reflect on where you are and where you want to be. If your vision for 2025 includes finding your dream home, there’s no better time to start planning. Imagine the possibilities: a home with the perfect kitchen for hosting, a backyard for family barbecues, or a quiet office for your remote work days.

So, where do you start?

Define Your Dream: What does your ideal home look like? More space, a better location, or a fresh start? Write it down.
Check Your Finances: Dust off that budget, boost your credit score, and get pre-approved so you know exactly what’s possible.
Declutter & Refresh: If selling your home is part of the plan, take this time to simplify and prep for success. It will also make the moving process much easier!
Lean on a Pro: Navigating the home-buying or selling process is easier with someone in your corner. That’s where we come in.

Making a move might feel overwhelming, but with the right preparation, it doesn’t have to be. From reviewing your finances to exploring neighborhoods that match your lifestyle, each step brings you closer to the front door of the home you’ve been dreaming of. As your guide, we are here to simplify the process, share insider advice, and help you navigate every twist and turn.

This could be the year your dream becomes your address. Let’s start planning today—because the perfect home is out there waiting for you.

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Resort-Style Living for 55+ in Rancho Cordova

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The Melville Group Can Help You Discover Resort-Style Living at K. Hovnanian’s® Four Seasons at The Ranch

If you’re 55+ and ready to embrace a vibrant lifestyle, K. Hovnanian’s® Four Seasons at The Ranch in Rancho Cordova, CA, offers the perfect place to call home. This active adult community combines elegant new construction homes with resort-style living, creating a sanctuary where every day feels like a vacation.

Your Dream Home Awaits

Choose from stunning single-story homes with up to 2,925 sq. ft., including options for up to 3.5 baths and an Extra Suite Plus—ideal for hosting family or friends. With low-maintenance living, you’ll have more time to enjoy life’s moments without the hassle of upkeep. Homes start under $500,000, making luxury living surprisingly affordable.

Endless Amenities, Every Day

Life at Four Seasons is designed to keep you active, social, and inspired. Spend mornings enjoying a guided walk or a swim in the indoor or outdoor pools. Take on neighbors in a game of pickleball or bocce ball. Relax in the 29,000 sq. ft. clubhouse, which boasts a lounge, billiards and cards room, and even a fire pit for cozy evenings. Whether it’s a book club, water aerobics, or simply lunch with friends, every day brings something new to explore.

Why You’ll Love It

Four Seasons at The Ranch is more than a neighborhood—it’s a lifestyle. With a welcoming atmosphere, luxurious surroundings, and countless activities, this is your chance to start an exciting new chapter. Say goodbye to the ordinary and hello to a community that offers relaxation, adventure, and the perfect balance of both.

The Melville Group Can Help You Learn More

Ready to learn more about this exceptional community? Reach out today and we’ll help you take the first step toward your dream lifestyle! It is wise to have an experienced Realtor guide you through the process.

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Sacramento Volunteer Opportunities

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Thanksgiving is More Than a Meal!

Thanksgiving is the perfect time to come together as a family, share gratitude, and give back to those who need it most. Here’s how you can make this Thanksgiving truly with these Sacramento volunteer opportunities:

Sacramento Volunteer Opportunities to Share the Spirit of the Season

Fight Hunger
Join forces with the Sacramento Food Bank & Family Services to distribute food to families in need. This is a great opportunity for groups and individuals alike to lend a hand and ensure no one in our community goes hungry.
Care for Seniors
Meals on Wheels is a wonderful program that not only provides hot meals to seniors but also builds meaningful connections. A simple meal delivery can bring immense joy to an older adult in our community.
Help Animals Find Homes
The County Animal Shelter needs your support to ensure every furry friend gets the care they deserve. From fundraising to event planning, there are many ways to make a difference for animals this holiday season.

Family Gratitude Ideas to Keep the Good Vibes Going

In addition to volunteering, Thanksgiving is a great time to reflect on what you’re grateful for. Here are some simple and fun ideas to try with your family:

Give Thanks at the Table: Before digging in, go around the table and let everyone share what they’re most grateful for. You’ll love hearing the heartfelt (and sometimes hilarious) answers from the little ones!
Play the Gratitude Game: Use a colored candy game board to create prompts about thankfulness. Guests can pick a candy and answer the question linked to its color. It’s a sweet way to connect and laugh together.
Create a Tree of Thanks: During crafting time, turn shared moments of gratitude into a family tradition. Add “leaves of thanks” to your tree each year and watch it grow as a reminder of what truly matters.

The Thanksgiving Takeaway

This Thanksgiving, blend meaningful giving with joyful family traditions. The Sacramento area offers so many ways to connect, give back, and make the holiday unforgettable. After all, the best memories are made when we share kindness and gratitude.

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Planning to Sell in 2025? Start Here.

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Planning to Sell in 2025? Start Prepping Now

If you’re planning to sell in 2025, now is the time to start planning. Preparing your home early can help ensure an easier process this Spring.

Let’s partner together! Together we can analyze listing insights regarding the best updates for your area. But, here’s a general guide to getting started.

Why Start Preparing Now?

To sell quickly and for the best price, your home should look its absolute best. Small repairs and strategic updates can increase its appeal and value. According to Realtor.com, many sellers find it takes longer than expected to get their homes ready, so it’s wise to begin now. Tackling your to-do list over the next few months will give you time to make thoughtful, impactful changes without the last-minute stress.

Modernize Key Areas and Improve Indoor-Outdoor Flow

In the Sacramento area, where buyers love indoor-outdoor living, strategic updates can make your home especially appealing. Here’s how to get started:

Interior & Exterior Paint: Sacramento homes benefit greatly from fresh paint inside and out. With 46% of sellers painting interiors and 28% updating exteriors, you’ll be in good company. Choose neutral colors for a clean, modern look.

Kitchen and Bathroom Improvements: Updated kitchens and bathrooms are high on Sacramento buyers’ wish lists. With 42% and 38% of sellers investing in bathroom and kitchen upgrades, a small investment in new fixtures, countertops, or cabinet finishes can make a lasting impression.

Landscaping & Flooring: Landscaping and flooring upgrades are highly impactful in Sacramento, where buyers value eco-friendly outdoor spaces and durable indoor flooring. Lush landscaping with drought-tolerant plants adds curb appeal, and LVP or hardwood floors are great options to create a seamless, polished look.

The Importance of Working with a Local Expert

While these improvements offer general guidance, only a neighborhood expert can tell you what upgrades have the best return in your area. Call us today for a free home consultation. We would be happy to share our expertise to get your home sold.

Bottom Line

Planning to Sell your in 2025? Get started now! By planning ahead and consulting with a neighborhood expert, you’ll be ready to list when the spring market heats up. Plus, you’ll ensure that your home shines in all the right ways, making a memorable impression on potential buyers.

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Folsom CA: The Suburb for Investment

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Folsom: Not a Secret Anymore!

Thinking about investing in California real estate? Folsom is a suburb that should be on your radar. Located in the Sacramento area, this dynamic community has recently been recognized by GoBankingRates. It’s one of the top four California suburbs primed for property investment in the next five years. If you’re searching for a smart investment with growth potential, Folsom stands out for all the right reasons.

Why Folsom?

What makes Folsom special? According to real estate experts, the suburb’s excellent schools, abundant green spaces, and safe neighborhoods make it a magnet for families and professionals alike. With a crime rate lower than the national average and a lower cost of living compared to major cities like San Francisco and Los Angeles, it offers an appealing balance of affordability and quality of life.

GoBankingRates highlights another key factor: Folsom’s cost of living is lower than 308 out of 449 cities in California. This affordability, combined with the stability of home prices in the Sacramento area, creates a prime opportunity for those looking to make a long-term real estate investment.

While Southern California suburbs like Irvine, Temecula, and Poway also made the list, Folsom shines in Northern California as a suburb on the rise. For those who value a great community atmosphere, outdoor recreation, and long-term growth potential, it’s a top contender.

Ready to Act?

If you’re considering buying in Folsom or the greater Sacramento region, now is the perfect time to explore your options. With promising home appreciation rates and an unmatched lifestyle, Folsom is more than just a great place to live—it’s a smart investment in your future.

Reach out to Margaret Melville, your trusted real estate expert, to learn more about current opportunities and start planning your next move. The Melville Group has the experience you need for all of your real estate needs.

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